How to Stay Protected Against Property Damage or Injury Lawsuits Due to Accidents With Horses

Horses are relatively large animals that do a tremendous amount of damage when spooked or breaking free from an enclosure. Stay protected from potential lawsuits that can arise from damage to people and property during these unexpected moments.

Use Strong Containment Materials and Check Fencing Regularly

Fencing and gate failure or breach is something that allows your horses to break free and increase the risk of property damage, vehicle damage, or personal injury from your horses. Spooked horses can buck, causing body or property damage or run in front of a moving vehicle.

Never Allow People Unsupervised Access to Your Horses

Always know where your horses and who is around. Allowing people to have access to areas your horses are is a setup for injuries that can lead to litigation. Make sure people have proper training before allowing them to ride.

Have People Sign Waivers Before Riding

Keep waiver forms on hand and have everyone sign them that plans to ride your horses. It at least offers you some legal protection if they are hurt. No one wants t see or expect injuries, but it seems accidents are more likely to happen when you are least prepared.

Maintain a Quality Liability Insurance Policy

Equine liability insurance for your horses is a great way to defray any costs that are incurred if damages or injuries happen. It can help pay medical bills or repair property and keep you out of the courthouse. It's a good idea whether you are an equine business or individual owner.

Avoid the stress and anxiety of litigation over injuries or property damage that can happen as a horse owner. Maintaining a liability insurance policy is an affordable way to legally protect your assets.