Three Times You Need to Use a Notary

When you need to find a notary to stamp a document for you, you can look online and check with offices in your own city.


Those working for these offices have the approval from the government or another type of agency and have access to stamps that essentially authorize a document. This stamp shows that two or more people came together and signed a document, but it also shows that they agreed to the terms listed on that paper.

Though you might think you can get by with a handshake deal, there are some times when you need to use a notary.

Taking Out a Personal Loan

Taking out a loan from a bank or credit union will require that you sign a contract that clearly lays out the terms of that loan. When you loan money to a friend or family member, you do not have any guarantee that the person will pay you back.

You probably think you can trust your loved ones, but you never know when that person might take your money and run. Stopping by a notary New York City office and having the notary stamp the contract with both of you there ensures that you both understand the loan terms.

Selling a Vehicle

A common scam comes from people selling cars, trucks and SUVs online. They agree to write that the vehicle was a gift on the title to save you money on the cost of transferring the title to your name.

These sellers often sign the title late at night and then head to the BMV early the next morning to register the title in their own name(s). When you go in and attempt to transfer the title, you can't because it legally belongs to someone else.

 Having a notary stamp your purchase agreement ensures that the scam artist will face legal action if he or she keeps you from transferring the title.

Working With Others

Before you go to work for a new company, you need to fill out pages of paperwork that explains your job duties, tells you about your benefits and lists other information.

If you want to work with others, including having someone do yard work around your house, clean your home or do any other work for you, you might consider writing up a contract and having a notary stamp it. This can keep someone from taking your money without doing the job.

Notaries have the approval and authorization necessary to stamp almost any type of document or contract and make it a legally binding document. You can use a notary when you give loans to loved ones, hire people to work for you or buy a used car.